Petaling Jaya, Malaysia (30/10) — Brankas, the leading Open Finance technology provider, and INFOPRO, an expert AI-driven banking solutions company, are joining hands to empower smarter credit and digital transformation across the region’s banking sector. Together, they aim to modernize lending and credit management by combining Open Finance infrastructure with AI- driven banking solutions, enabling banks to make faster, data-informed credit decisions and deliver more personalized financial products.
Brankas and Infopro will combine their technological and industry expertise to enable financial institutions to modernize their credit and lending operations. Their integrated solutions provides:
The collaboration was formalized through a Memorandum of Understanding (MoU) signed during Infopro’s event on “Strategic Credit Management” in Malaysia on October 30th. This partnership combines Brankas’ Open Finance expertise with Infopro’s network and proven track record of successful digital project implementation with over 100 financial institutions in more than 30 countries.
Malaysia is advancing Open Finance through an upcoming Exposure Draft led by Bank Negara Malaysia (BNM) with the support of Paynet, seven banks, and the Employees Provident Fund (EPF). This initiative aims to define participation criteria, mandated datasets, and requirements for consent management and customer protection.
Against this backdrop, the Brankas-Infopro partnership aligns with national priorities to promote secure data-sharing frameworks, API standardization, and AI-enabled decisioning across financial institutions.
At the forum, Mike Dickinson, Chief Operating Officer at Brankas, delivered a keynote on “Open Finance + Alternative Data: The New Playbook for Lending Growth.” His session covered:
With this MoU, Brankas and Infopro reaffirm their shared mission to empower banks and lenders with future-ready infrastructure that supports Open Finance adoption and drives inclusive credit growth.
“This partnership represents a powerful synergy between Open Finance and agentic AI,” said Mike Dickinson, COO of Brankas. “Together with Infopro, we’re helping banks unlock richer insights, faster credit decisions, and more accessible lending opportunities for millions of consumers.”
“This strategic partnership with Brankas is a pivotal step in redefining credit management for the digital age. By integrating our advanced AI-driven analytics with Brankas’ robust Open Finance infrastructure, we are providing financial institutions with a powerful, future-proof solution,” said Desmond Ng, Marketing Director of INFOPRO. “This synergy allows banks to move beyond traditional credit scoring, enabling them to assess true customer affordability, mitigate risks with greater precision, and ultimately drive financial inclusion through more intelligent and personalized lending.”
Founded in 2016, headquartered in Singapore, Brankas is a leading Open Finance technology provider that empowers banks, financial institutions, and online businesses with API-driven solutions for payments, data, and financial services. Brankas helps banks and financial institutions launch and monetize Open API banking platforms while enabling businesses to connect seamlessly with banks through secure API aggregation.
Brankas partners with regulatory bodies, financial institutions, and global networks to drive Open Finance adoption while ensuring compliance with local regulations. Brankas enterprise solutions help API providers scale, while our embedded financial services enable businesses to create seamless and secure digital experiences for their users.
Brankas has successfully integrated with more than 80 financial institutions across 6 countries, processing more than 10 million API calls per month and achieving 80% market coverage in key regions. Brankas' mission is to provide modern, open and secure technology to empower partners to create world-class financial solutions.
Learn more about Brankas by visiting www.brankas.com
INFOPRO, incepted in 1987, with a simple aspiration to be an innovation-driven organization dedicated to the betterment of the banking industry, shaping lives and improving the way people engage and transact through our technology. By providing the most comprehensive, innovative and secured transactions, INFOPRO aims to enable banks in delivering omni-channel experience across multiple touch points for the most satisfying user experience.
INFOPRO maintains robust processes and world class quality in the development and implementation of our AI-driven digital banking ecosystem. We have a very stable staff force with extensive banking and technical experiences and are entrusted by over 100 financial institution customers in more than 30 countries worldwide to grow and excel in their business.
For more information, visit www.infopro.com.my
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